Legal & Privacy

Legal, Privacy
& Complaints

This page explains who I am, how I handle your information, what this site is and isn't, and how to raise a concern if needed.

Who I Am

Angad Toor — Licensed Life Insurance Agent

License Number: LIC-2026-0064826

Licensed in all Canadian provinces except Quebec. Products and services are available only where I am licensed and subject to insurer underwriting and applicable policy terms.

You can verify my licensing status through your provincial insurance regulator. See the regulators listed below.

toorangad1@gmail.com
604-512-3775

General Information Only

Everything on this website — articles, tools, calculators, illustrations, comparisons — is general educational information only. It is not individualized financial, investment, legal, or tax advice.

All figures, projections and illustrations are hypothetical and based on assumed rates of return. They are not guaranteed. Actual results will vary based on your individual age, health, circumstances, goals and plan structure.

Contribution limits, tax rules, and product availability are subject to change. Always confirm current information through CRA, your provincial regulator, or a licensed advisor.

Please consult a qualified professional for advice specific to your situation.

Privacy & Your Information

When you book a call or submit a contact form, I collect your name, email, and any information you choose to share. This information is used only to prepare for and conduct your consultation.

I do not sell or share your personal information with third parties for marketing purposes.

This site may use standard web analytics tools to understand traffic patterns. No sensitive personal or financial information is collected through the site itself.

If you have questions about how your information is handled, contact me directly at angadtoor.com or through your booking confirmation.

Complaints & How to Raise a Concern

If you have a concern about my conduct or the service you received, please contact me directly first so I can work to resolve it promptly.

If your concern is not resolved to your satisfaction, you may contact the licensed financial services network I operate through directly, or escalate to your provincial insurance regulator.

Life insurance policies issued by participating Canadian insurers are protected by Assuris up to applicable limits. Learn more at assuris.ca.

Provincial Regulators

You can verify my registration or raise a complaint through your provincial insurance regulator.

Ontario — FSRA
British Columbia — ICBC
Alberta — AIC
Other Provinces
Contact your provincial insurance regulator directly to verify licensing.
Income Opportunity Disclosure

References to a part-time income opportunity on this site describe an independent contractor arrangement. Compensation is commission-based. Income figures shown are examples of potential earnings and are not guaranteed.

Results depend on individual effort, licensing requirements, market conditions, and other factors. Licensing and registration requirements apply before conducting any regulated activity.