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Licensed Life Insurance Agent · Canada & USA

Where has this
information been
your whole life?

Helping families across Canada and the US build real wealth using tools most people never get shown.

Angad Toor — Financial Educator
Angad Toor Financial Educator
My Story

From the dirt to
building empires

Angad Toor
MDLicensed

I grew up in the landscaping business — early mornings, physical work, no financial education. My family worked incredibly hard but nobody ever showed us how money actually works.

When I finally discovered what's possible through proper financial planning, my first thought was:

"Where has this information been my whole life?"

I built my practice while still working as a foreman — evenings and weekends. I have helped dozens of families across Canada and the US get properly set up financially. No family left behind.

Book a Free 15-Min Call
The Financial Home

Where your money
should actually be going

Most people have 1 or 2 of these buckets working. Tap each one to see what you are missing.

🏠
Primary Home
Tax-free on sale
Shelter first, investment second. Your primary home sale is usually completely tax free — but it does not pay monthly or replace income.
+
📊
RRSP
Tax deduction now
Every dollar in reduces your taxable income today. Tax-deferred growth inside. Pay tax on withdrawals in retirement — when your income is lower. Unlocks $60,000 tax-free for your first home.2026: $33,810/year
+
🏦
Non-Registered
No limits · taxed on gains
Most flexible account — no contribution limit. Use it after registered accounts are maxed. Banks earn significantly more on your deposits than they pass back to you. General information only.
+
NEW🏡
FHSA
Best of RRSP + TFSA
First Home Savings Account. Tax deduction going in. Tax-free coming out for your first home. Most powerful first-home tool in Canada — most people have never heard of it.$8,000/yr · $40,000 lifetime
+
💎
TFSA
Tax-free growth
Everything that grows inside and every dollar you take out is completely tax free. Most people use it like a savings account at 0.5%. It can hold many qualified investments — ask about options for your goals.$7,000/yr · Up to $95,000 lifetime
+
MOST POWERFUL🚀
Wealth Account
Permanent life insurance + growth
$200/month for 20 years — then stop forever. Based on illustrated projections your plan keeps growing. Your family receives a tax-free death benefit when you pass. Wealth while you live. Legacy when you are gone.$1.3M illustrated at 65 · $4.7M death benefit*
*Illustrated projections only. Not guaranteed. Results vary.
+
Want to see which buckets are working for you?

Free 15-min call — I walk through your full Financial Home.

Book Free Call
No more debt
The Mission

Most families are one
conversation away

The tools exist. Most people just never get shown them.

$200
Per month to start
$612K
Illustrated 20-year result*
15min
Free call to see your numbers

*Illustrated rate based on a participating whole life plan. Not guaranteed. Results vary by age, health and plan structure.

DozensOf families helped across Canada & USA
MDLicensed Marketing Director in financial services
$48KTo build a $1.3M illustrated plan
25+Financial companies we work with
Education First

Most people were
never taught this

The school system teaches you how to work for money. It never teaches you how to make money work for you. That gap is exactly what keeps families stuck — and exactly what I help fix.

What Clients Say

Real people.
Real results.

"

"I had a TFSA for years and thought I was doing the right thing. Turns out I was barely earning anything on it. One call changed everything — I finally understand where my money should actually be going."

A
Abhi Chahal
Client · Canada
"

"I always thought life insurance was just something you got when you were older. I had no idea it could actually build wealth while you are alive. The numbers were eye opening. Wish I had known sooner."

S
Sahib Panesar
Client · Canada
The Free Call

What happens on
your 15-min call

No scripts. No pressure. Just a real conversation.

1

We listen

Where are you now? What are your goals? We start with you — not a pitch.

2

We show you the picture

I walk through your Financial Home and show you exactly what is working, what is empty, and what the numbers look like.

3

You decide

No obligation. You leave with more clarity than you came with — whether you move forward or not.

Book Your Free Call
Angad in Vancouver
Real Person · Real Results

This isn't theory.
It's the life it builds.

Ready

The best time was yesterday.
The second best is now.

15 minutes. Free. No pressure.